JUST-IN-TIME INSURER'S REMOVABLE GOODS EVALUATION AND REPLACEMENT SYSTEM

The present invention is directed to a system, and method for making and using the same, for an on-site evaluation of removable goods, condition, and value, and further, for providing replacement removable goods. The present invention provides an effective and uniform way to more objectively evaluate removable goods and/or provide replacement removable goods and/or remediation of the removable goods to the benefit of both an insurer and a customer. More specifically, the present invention relates to a removable goods evaluation system which includes removable goods evaluators equipped with a portable apparatus for evaluating removable goods which includes an objective evaluation approach using evaluation logic to determine a current monetary market value, or “as new” or pre-use value, which takes into account removable goods characteristics, and/or a depreciated value which takes into account loss factors such as wear, appearance, and other degradative considerations. Further, the system of the present invention can include removable goods providers and/or remediators which participate in the remediation and/or replacement of a selected replacement removable goods. The present invention is directed to an interconnected system which includes estimation logic, project management logic and delivery logic for managing an insurance claim from start to finish in a just in time fashion.