Patent №
US 8,412,623
Granted
2013-04-02
Filed 2003
Owner
CITICORP CREDIT SERVICES INCORPORATED
Lab
—
AI components
1
planning
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
10411192
The present invention relates particularly to a method and system for consolidating a plurality of a consumer's payment and non-payment source accounts into a consolidated platform with a customer identification or available proxy account numbers that can be assigned to source accounts. The source accounts can be, for example, credit card accounts, ATM accounts, debit card accounts, demand deposit accounts, stored-value accounts, merchant-loyalty card accounts, membership accounts, and identification card numbers. The consumer can access and modify any of the source accounts and manage funds across the source accounts by accessing the consolidated platform with a single access device or mode.
AI classification
Ownership
CITICORP CREDIT SERVICES INCORPORATED
assignment · 139560582
Assignors
MOON, SUSAN, ALLER, HUGH, YELLIN, ERIC, KNOX, KELLIE, SCHUMACHER, JEFF
On an employer assignment, the assignors are typically the inventors.