METHOD AND SYSTEM FOR A MULTI-PURPOSE TRANSACTIONAL PLATFORM

Patent №

US 8,412,623

Granted

2013-04-02

Filed 2003

Owner

CITICORP CREDIT SERVICES INCORPORATED

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

10411192

The present invention relates particularly to a method and system for consolidating a plurality of a consumer's payment and non-payment source accounts into a consolidated platform with a customer identification or available proxy account numbers that can be assigned to source accounts. The source accounts can be, for example, credit card accounts, ATM accounts, debit card accounts, demand deposit accounts, stored-value accounts, merchant-loyalty card accounts, membership accounts, and identification card numbers. The consumer can access and modify any of the source accounts and manage funds across the source accounts by accessing the consolidated platform with a single access device or mode.

PlanningG06Q 20/227G06Q 20/04G06Q 20/10G06Q 20/18G06Q 20/341G06Q 20/357G06Q 20/385G07F 7/1008

AI classification

Planning0.84
AI hardware0.00
Knowledge representation0.00
Natural language0.00
Speech0.00
Evolutionary computation0.00
Machine learning0.00
Vision0.00

Ownership

CITICORP CREDIT SERVICES INCORPORATED

assignment · 139560582

Assignors

MOON, SUSAN, ALLER, HUGH, YELLIN, ERIC, KNOX, KELLIE, SCHUMACHER, JEFF

On an employer assignment, the assignors are typically the inventors.

From the same owner

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