DATA AGGREGATION FOR TRANSACTION BANKING PARTNERSHIPS

Patent №

US 8,429,068

Granted

2013-04-23

Filed 2011

Owner

INTUIT INC.

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

13179302

A system and method to assign a score to an entity involved in a transaction where the score is used to manage risk for a transaction underwriter. In particular, the score represents the ability of the entity to fulfill a financial obligation separate from the transaction where failure to fulfill the financial obligation by the entity results in defaulting on the transaction. The score assigned to the entity may be determined by aggregating data obtained from multiple sources, such as accounting application, payroll application, inventory management application, personal financial management application, and/or tax preparation application used by the entity.

PlanningG06Q 30/06G06Q 40/02

AI classification

Planning1.00
Natural language0.28
Knowledge representation0.08
Speech0.00
AI hardware0.00
Vision0.00
Machine learning0.00
Evolutionary computation0.00

Ownership

INTUIT INC.

assignment · 267450329

Assignors

FASOLI, JONATHAN DAVID, DORSCH, WILLIAM MICHAEL, WOMACK, CHRISTOPHER CHAD

On an employer assignment, the assignors are typically the inventors.

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