LOCATION-BASED RULES FOR A FINANCIAL ACCOUNT

Patent №

US 8,458,095

Granted

2013-06-04

Filed 2011

Owner

BANK OF AMERICA CORPORATION

Lab

AI components

2

kr · planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

13223445

According to some embodiments, a system comprises an interface and one or more processors. The interface receives a request for a transaction from a primary user of a financial account. The processor(s) determine rules associated with the primary user. The rules indicate whether an administrator has authorized the primary user to make the transaction, and at least one of the rules includes comparing a location associated with the request to one or more approved locations from which the primary user is authorized to make the transaction. The processor(s) process the transaction according to the rules.

AI classification

Knowledge representation0.98
Planning0.98
Vision0.08
Natural language0.03
AI hardware0.01
Speech0.00
Machine learning0.00
Evolutionary computation0.00

Ownership

BANK OF AMERICA CORPORATION

assignment · 268420537

Assignors

TYPRIN, JASON, ROSS, ERIK STEPHEN

On an employer assignment, the assignors are typically the inventors.

From the same owner

© 2026 NYSGPT2525 LLC