SYSTEMS AND METHODS FOR GEOGRAPHIC LOCATION NOTIFICATIONS OF PAYMENT TRANSACTIONS

Patent №

US 8,478,692

Granted

2013-07-02

Filed 2009

Owner

VISA INTERNATIONAL SERVICE ASSOCIATION

Lab

AI components

1

nlp

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

12491125

A method and system for providing geographic location notifications of payment transactions is disclosed. One embodiment of the invention is directed to a method including receiving an authorization request message associated with a transaction, the transaction associated with a portable consumer device and an access device at a merchant. A geographic location of the transaction is determined. It is determined whether a notification message indicating that the transaction is occurring is required. Upon determining that the notification message is required, the notification message is sent to a notification device operated by a consumer and the notification device receives the notification message substantially simultaneously with the merchant's receipt of an authorization response message. A graphical depiction of the notification message is displayed on a map on the notification device.

Natural languageG06Q 20/3226G06Q 20/04G06Q 20/12G06Q 20/20G06Q 20/3223G06Q 20/3224G06Q 20/325G06Q 20/3255+6 more

AI classification

Natural language0.67
Planning0.18
Vision0.07
Knowledge representation0.01
Evolutionary computation0.01
AI hardware0.00
Machine learning0.00
Speech0.00

Ownership

VISA INTERNATIONAL SERVICE ASSOCIATION

assignment · 232130680

Assignors

CARLSON, MARK, FAITH, PATRICK

On an employer assignment, the assignors are typically the inventors.

From the same owner

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