METHOD AND SYSTEM FOR AUTHENTICATING CUSTOMER IDENTITIES

Patent №

US 8,548,818

Granted

2013-10-01

Filed 2008

Owner

FIRST DATA CORPORATION

Lab

AI components

6

ml · nlp · vision · speech · kr · planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

12023537

This disclosure describes, generally, methods and systems for authenticating the identities of customers. For example, a method comprising receiving a service request from a customer and retrieving customer profile information related to the customer is described. The method further comprises generating questions based on the customer profile information and receiving answers to the questions from the customer. Furthermore, the method comprises analyzing the answers by comparing the answers with the customer profile information and calculating an authentication score based on the analysis of the answers. The method further authenticates the customer based on the authentication score being greater than a threshold score level.

Machine learningNatural languageVisionSpeechKnowledge representationPlanningG06F 21/31G06Q 20/40G06Q 20/4014G06Q 30/0281G06Q 30/0601G07C 9/32G07C 9/38G06F 2221/2103

AI classification

Natural language1.00
Planning0.99
Speech0.96
Knowledge representation0.90
Vision0.69
Machine learning0.61
Evolutionary computation0.01
AI hardware0.00

Ownership

FIRST DATA CORPORATION

assignment · 205280485

Assignors

WAGNER, THERESA, PINKERTON, PEGGY

On an employer assignment, the assignors are typically the inventors.

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