Patent №
US 8,548,818
Granted
2013-10-01
Filed 2008
Owner
FIRST DATA CORPORATION
Lab
—
AI components
6
ml · nlp · vision · speech · kr · planning
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
12023537
This disclosure describes, generally, methods and systems for authenticating the identities of customers. For example, a method comprising receiving a service request from a customer and retrieving customer profile information related to the customer is described. The method further comprises generating questions based on the customer profile information and receiving answers to the questions from the customer. Furthermore, the method comprises analyzing the answers by comparing the answers with the customer profile information and calculating an authentication score based on the analysis of the answers. The method further authenticates the customer based on the authentication score being greater than a threshold score level.
AI classification
Ownership
FIRST DATA CORPORATION
assignment · 205280485
Assignors
WAGNER, THERESA, PINKERTON, PEGGY
On an employer assignment, the assignors are typically the inventors.