CONTENT DISTRIBUTION UTILIZING ACCESS PARAMETER DATA

Patent №

US 8,548,854

Granted

2013-10-01

Filed 2011

Owner

BANK OF AMERICA CORPORATION

Lab

AI components

3

kr · planning · hardware

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

13104509

Systems and methods for providing content to a user at an account accessing device is described A first user input may be received at a first account processing device. A type of channel between the user and the account accessing device, a temporal parameter associated with the first access, user used financial entity services associated with at least one account of the user and current allowable actions on the first account by the user may be determined. A second user input may be received indicating an action, of the current allowable actions, of the user at the first account accessing device. Content for output to the user upon another occurrence of the user accessing the first account accessing device may be determined. The content may be based upon at least one behavioral characteristic of the user and may be an offer for at least one user unused financial entity service.

AI classification

Planning1.00
AI hardware0.64
Knowledge representation0.58
Machine learning0.37
Natural language0.07
Evolutionary computation0.01
Vision0.00
Speech0.00

Ownership

BANK OF AMERICA CORPORATION

assignment · 262600869

Assignors

SOBOL, CRAIG SCOTT, VAUGHAN, TY C., THOMAS, RICHARD H., VLCEK, JAN, MATHUR, SUNIL, CHEN, JIAN JAMES, PIETRAS, MARCIN, MITTAL, MUKESH, KNAFELZ, RICHARD

On an employer assignment, the assignors are typically the inventors.

From the same owner

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