Patent №
US 8,548,854
Granted
2013-10-01
Filed 2011
Owner
BANK OF AMERICA CORPORATION
Lab
—
AI components
3
kr · planning · hardware
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
13104509
Systems and methods for providing content to a user at an account accessing device is described A first user input may be received at a first account processing device. A type of channel between the user and the account accessing device, a temporal parameter associated with the first access, user used financial entity services associated with at least one account of the user and current allowable actions on the first account by the user may be determined. A second user input may be received indicating an action, of the current allowable actions, of the user at the first account accessing device. Content for output to the user upon another occurrence of the user accessing the first account accessing device may be determined. The content may be based upon at least one behavioral characteristic of the user and may be an offer for at least one user unused financial entity service.
AI classification
Ownership
BANK OF AMERICA CORPORATION
assignment · 262600869
Assignors
SOBOL, CRAIG SCOTT, VAUGHAN, TY C., THOMAS, RICHARD H., VLCEK, JAN, MATHUR, SUNIL, CHEN, JIAN JAMES, PIETRAS, MARCIN, MITTAL, MUKESH, KNAFELZ, RICHARD
On an employer assignment, the assignors are typically the inventors.