SYSTEMS, METHODS AND COMPUTER PROGRAM PRODUCTS FOR MANAGING PAYMENT PROCESSES IN A COMPREHENSIVE PAYMENT HUB SYSTEM

Patent №

US 8,606,705

Granted

2013-12-10

Filed 2009

Owner

BANK OF AMERICA CORPORATION

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

12433267

Systems, methods, and computer program products are provided for managing the processing of a financial payment and, more specifically managing the processing of a financial payment in a comprehensive payment hub environment that provides for payment processing, including payment route determination, irrespective of the payment input channel. In accordance with embodiments herein disclosed, managing the processing of the payment includes automatically determining the payment processes and automatically determining the arrangement of the payment processes. As such, the methods, systems, and computer program products herein described provide for an efficient and cost-effective approach to processing payments.

PlanningG06Q 20/10G06Q 20/102G06Q 40/12

AI classification

Planning0.91
Knowledge representation0.14
AI hardware0.02
Vision0.01
Machine learning0.00
Evolutionary computation0.00
Natural language0.00
Speech0.00

Ownership

BANK OF AMERICA CORPORATION

assignment · 237720407

Assignors

ZANZOT, MARK D., BRIGGS, GARRETT C., DRYER, ERIC, CALDERONE, ANTHONY B., THOMAS, WILLIAM EARL, II, TOBIN, PHILIP, FREW, DAVID TODD, CANTLEY, KERRY

On an employer assignment, the assignors are typically the inventors.

From the same owner

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