SYSTEMS, METHODS AND COMPUTER PROGRAM PRODUCTS FOR MANAGING PAYMENT PROCESSES IN A COMPREHENSIVE PAYMENT HUB SYSTEM
Patent №
US 8,606,705
Granted
2013-12-10
Filed 2009
Owner
BANK OF AMERICA CORPORATION
Lab
—
AI components
1
planning
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
12433267
Systems, methods, and computer program products are provided for managing the processing of a financial payment and, more specifically managing the processing of a financial payment in a comprehensive payment hub environment that provides for payment processing, including payment route determination, irrespective of the payment input channel. In accordance with embodiments herein disclosed, managing the processing of the payment includes automatically determining the payment processes and automatically determining the arrangement of the payment processes. As such, the methods, systems, and computer program products herein described provide for an efficient and cost-effective approach to processing payments.
AI classification
Ownership
BANK OF AMERICA CORPORATION
assignment · 237720407
Assignors
ZANZOT, MARK D., BRIGGS, GARRETT C., DRYER, ERIC, CALDERONE, ANTHONY B., THOMAS, WILLIAM EARL, II, TOBIN, PHILIP, FREW, DAVID TODD, CANTLEY, KERRY
On an employer assignment, the assignors are typically the inventors.