CONSUMER-LEVEL FINANCIAL PERFORMANCE ANALYSIS

Patent №

US 8,620,802

Granted

2013-12-31

Filed 2012

Owner

UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

13612213

A method of evaluating customers is provided. The method is used for customers of two or more divisions of a business. The method involves collecting information indicative of the customer's influence on division performance metrics of several divisions of a business, where the division performance metrics each influence a business performance metric of the business. After it is collected, the information is electronically stored. The method includes the step of periodically calculating a customer division profit indicator for each of the divisions based on the information. The method also includes the step of periodically calculating a customer business profit indicator based on the customer division profit indicators, where the customer business profit indicator indicates a net influence of the customer on profits of the business. One or more of the customer division profit indicators and the customer business profit indicator are transmitted for display on a display device.

AI classification

Planning1.00
Knowledge representation0.45
Evolutionary computation0.04
Machine learning0.04
Natural language0.01
AI hardware0.00
Vision0.00
Speech0.00

Ownership

UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)

assignment · 307030341

Assignors

DUNAEVA, NATALIA, RILEY, TIMOTHY, BOHANAN, KAREN, ROSILIER, JOHN, SPENCER, JEFFREY

On an employer assignment, the assignors are typically the inventors.

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