TRANSACTION AGGREGATOR FOR CLOSED PROCESSING

Patent №

US 8,626,705

Granted

2014-01-07

Filed 2010

Owner

VISA INTERNATIONAL SERVICE ASSOCIATION

Lab

AI components

3

kr · planning · evo

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

12832699

Systems and methods for determining aggregated transaction level data for specific group characteristics are provided. Aggregated transaction level data can be used for target marketing campaigns by looking at past and potential spending habits of populations with group characteristics specified in the transaction data aggregates. The aggregates can also be used to measure the effectiveness of a particular marketing campaign by correlating the spending patters of a particular group with sales resulting from the campaign.

AI classification

Planning1.00
Evolutionary computation0.99
Knowledge representation0.95
Machine learning0.31
AI hardware0.05
Natural language0.02
Vision0.00
Speech0.00

Ownership

VISA INTERNATIONAL SERVICE ASSOCIATION

assignment · 247070531

Assignors

BARRETT, MELYSSA, WINTERS, MICHELLE, AMARO, LEIGH

On an employer assignment, the assignors are typically the inventors.

From the same owner

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