SYSTEMS AND METHODS FOR PROVIDING SPENDING INFORMATION AND BUDGETING RECOMMENDATIONS TO STUDENTS

Patent №

US 8,700,508

Granted

2014-04-15

Filed 2008

Owner

BLACKBOARD, INC.

Lab

AI components

3

nlp · planning · hardware

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

12151592

Systems and methods are provided for electronically providing spending information and budgeting recommendations to a student of an educational institution. The systems and methods comprise capturing student interaction data, wherein the student interaction data has one or more data elements. At least one of the captured one or more data elements is associated with student financial account usage. The systems and methods provide spending data based on the student financial account usage, and provide one or more spending recommendations based at least in part on the associated student financial account usage. The spending recommendations may be based at least in part on a student role (e.g., first year student, second year student, a transfer student, a non-traditional student, or a foreign student, etc.), demographic, activities attended, or academic major.

Natural languagePlanningAI hardwareG06Q 40/00G06Q 30/02G06Q 40/06G06Q 40/12

AI classification

Planning1.00
Natural language0.84
AI hardware0.64
Knowledge representation0.04
Machine learning0.03
Evolutionary computation0.00
Vision0.00
Speech0.00

Ownership

BLACKBOARD, INC.

assignment · 215860081

Assignors

YASKIN, DAVID

On an employer assignment, the assignors are typically the inventors.

© 2026 NYSGPT2525 LLC