METHODS AND SYSTEMS FOR PROVIDING CUSTOMIZED RISK MITIGATION/RECOVERY TO AN INSURANCE CUSTOMER

Patent №

US 8,731,978

Granted

2014-05-20

Filed 2013

Owner

THE TRAVELERS INDEMNITY COMPANY

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

13927402

A loss mitigation computer system includes a customer interface electronically receiving customer information data from a customer computer system via a communications network, a risk assessment computer processing module processing the customer information data and identifying at least one peril associated with the customer information data, a risk mitigation computer processing module generating at least one risk mitigation option based on the at least one peril and receiving customer selected risk mitigation options responsive to the generated at least one risk mitigation option from the customer computer system; and a customization computer processing module generating at least one of a calculated insurance premium, a current risk assessment, a future risk assessment, recommendations, and a gap analysis based on the received at least one customer selected risk mitigation option. Various alternative embodiments are also disclosed, including a computer implemented loss mitigation method and/or loss recovery system.

AI classification

Planning1.00
Knowledge representation0.32
Evolutionary computation0.05
Vision0.04
Natural language0.01
Machine learning0.00
AI hardware0.00
Speech0.00

Ownership

THE TRAVELERS INDEMNITY COMPANY

assignment · 310500956

Assignors

TRACY, JOSEPH A., CORNELL, SCOTT, BERRY, LAUREN C.

On an employer assignment, the assignors are typically the inventors.

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