METHODS AND SYSTEMS FOR PROVIDING CUSTOMIZED RISK MITIGATION/RECOVERY TO AN INSURANCE CUSTOMER
Patent №
US 8,731,978
Granted
2014-05-20
Filed 2013
Owner
THE TRAVELERS INDEMNITY COMPANY
Lab
—
AI components
1
planning
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
13927402
A loss mitigation computer system includes a customer interface electronically receiving customer information data from a customer computer system via a communications network, a risk assessment computer processing module processing the customer information data and identifying at least one peril associated with the customer information data, a risk mitigation computer processing module generating at least one risk mitigation option based on the at least one peril and receiving customer selected risk mitigation options responsive to the generated at least one risk mitigation option from the customer computer system; and a customization computer processing module generating at least one of a calculated insurance premium, a current risk assessment, a future risk assessment, recommendations, and a gap analysis based on the received at least one customer selected risk mitigation option. Various alternative embodiments are also disclosed, including a computer implemented loss mitigation method and/or loss recovery system.
AI classification
Ownership
THE TRAVELERS INDEMNITY COMPANY
assignment · 310500956
Assignors
TRACY, JOSEPH A., CORNELL, SCOTT, BERRY, LAUREN C.
On an employer assignment, the assignors are typically the inventors.