METHOD AND SYSTEM FOR IMPLEMENTING A CARD PRODUCT WITH MULTIPLE CUSTOMIZED RELATIONSHIPS

Patent №

US 8,752,759

Granted

2014-06-17

Filed 2013

Owner

JPMORGAN CHASE BANK, N.A.

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

13924998

According to one embodiment, the present invention relates to a method and a system for implementing a card product or access mechanism with multiple relationships with an issuing entity (e.g., bank, etc.) where each relationship may be defined by one or more sets of rules that are customized for a particular customer. A computer implemented method and system for implementing a mechanism with multiple customized relationships may involve identifying one or more customized rules for an access mechanism associated with a customer; establishing a plurality of accounts for the customer wherein the plurality of accounts comprise different accounts with different account characteristics; and invoking one of the plurality of accounts for a transaction through the access mechanism, based at least in part on the one or more customized rules; wherein the plurality of accounts share at least one funding account.

PlanningG06Q 40/03G06Q 20/24G06Q 20/3555G06Q 20/3572G06Q 20/40G06Q 20/405G06Q 30/02G06Q 40/00+1 more

AI classification

Planning0.99
Knowledge representation0.43
Vision0.02
Natural language0.01
Evolutionary computation0.00
AI hardware0.00
Machine learning0.00
Speech0.00

Ownership

JPMORGAN CHASE BANK, N.A.

assignment · 307510622

Assignors

PLETZ, TRACY M., SEIDEL, HOWARD C., ROCHFORD, JOSEPH

On an employer assignment, the assignors are typically the inventors.

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