IDENTITY PROTECTION AND DISTRIBUTION SYSTEM

Embodiments of the invention are directed to systems, methods and computer program products for providing user information to a merchant. Embodiments may receive and store user information in a user file, receive a request from a merchant for some or all of the user information stored in the user file in response to the merchant reading a readable indicia presented by a user using a mobile device; and, in response to the request for some or all the user information, retrieve the requested information and transmit the requested information to the merchant. Embodiments may receive and store a plurality of profiles, where each profile is associated with some or all the user information stored in the user file. Some embodiments may receive user input, through the merchant, selecting one of the profiles; where retrieving the requested information comprises retrieving the user information associated with the selected profile.