SYSTEM AND METHODS FOR CREDIT DISPUTE PROCESSING, RESOLUTION, AND REPORTING

Patent №

US 9,406,085

Granted

2016-08-02

Filed 2013

Owner

CONSUMERINFO.COM, INC.

Lab

AI components

2

kr · planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

13831341

Systems and methods are provided for credit dispute processing, resolution, and reporting. Credit dispute resolution requests may be received, processed, and sent to a credit bureau for submission to creditors. Status of credit dispute resolutions may be reported to consumers. If a creditor's response time is longer than its average response time or if a creditor does not respond to a credit dispute resolution request within a regulatory response period, alerts and reports may be sent to consumers to provide consumers with further options.

Knowledge representationPlanningG06Q 40/03G06Q 50/182G06Q 40/00G06Q 40/04G06Q 40/06G06Q 40/08

AI classification

Planning1.00
Knowledge representation1.00
Natural language0.34
Speech0.15
Machine learning0.01
Vision0.00
AI hardware0.00
Evolutionary computation0.00

Ownership

CONSUMERINFO.COM, INC.

assignment · 381640953

Assignors

HUNT, HERBERT HARRIS, III

On an employer assignment, the assignors are typically the inventors.

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