Login Security with Short Messaging

Additional security is provided for on-line account users beyond that which is otherwise conventionally provided by, e.g., longer passwords, passwords that include both characters and numbers, etc., by implementing an on-line server that notifies a pre-registered account holder via a short messaging system (SMS) with a short message login notification when a log-in (or even just a login attempt) occurs. Thus, even entry of the proper user/password information, which would conventionally be presumed to be authorized, will be notified to the registered SM address of the authorized user.