Patent №
US 9,516,035
Granted
2016-12-06
Filed 2015
Owner
UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Lab
—
AI components
5
ml · nlp · kr · planning · hardware
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
14855532
Methods and systems for behavioral profiling, and in particular, utilizing crowd-managed data architectures to store and manage that profile, are described. In some embodiments, a method includes observing behavioral characteristics of user interactions during a current session with the user through one of a plurality of channels. Variations between the behavioral characteristics of the user interactions observed during the current session and a behavioral profile previously developed based on prior usage patterns of the user through the plurality of channels are identified, in real-time or near real-time.
AI classification
Ownership
UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
assignment · 394630423
Assignors
MORITZ, KAREN M., AULTMAN, STEPHEN SEYLER, CAMPBELL, JOSEPH JAMES ALBERT, CASILLAS, DEBRA R., NEUSE, JONATHAN EDWARD, BUCKINGHAM, THOMAS BRET, FERNANDEZ, GABRIEL CARLOS, MORTENSEN, MALAND KEITH, MORITZ, KAREN M., AULTMAN, STEPHEN SEYLER, CAMPBELL, JOSEPH JAMES ALBERT, CASILLAS, DEBRA R., +4 more
On an employer assignment, the assignors are typically the inventors.