SYSTEMS AND METHODS OF PRESENTING SIMULATED CREDIT SCORE INFORMATION

Patent №

US 9,569,797

Granted

2017-02-14

Filed 2011

Owner

CONSUMERINFO.COM, INC.

Lab

AI components

2

kr · planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

13326803

In an embodiment, a computer system receives credit information relating to a consumer, and calculates a credit score associated with the consumer. The system constructs a credit score scenario user interface. The system maintains a plurality of credit score simulation scenarios, and calculates a plurality of simulated credit scores associated with respective credit score simulation scenarios. The system also constructs a credit score simulation control interface. The system maintains a plurality of credit score simulation parameters, and generates a user interface with a graphical indication of the calculated credit score and a plurality of sliders, each slider being divided into segments that are colored to graphically indicate the likely effect of repositioning the slider within the respective segment. When the user repositions the sliders, the graphical indication of the calculated credit score is adjusted, based on a recalculation of the credit score.

Knowledge representationPlanningG06Q 40/03G06F 3/04847G06Q 40/08

AI classification

Knowledge representation1.00
Planning0.98
Machine learning0.40
AI hardware0.19
Evolutionary computation0.08
Vision0.06
Natural language0.00
Speech0.00

Ownership

CONSUMERINFO.COM, INC.

assignment · 277450844

Assignors

ROHN, JANICE ANNE, FEGEL, JULIA E., MAHACEK, JEFFREY BRYAN, BURGER, MICHAEL

On an employer assignment, the assignors are typically the inventors.

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