FINANCIAL AUTHORIZATION OF AN ONLINE TRANSACTION BASED ON A LOCATION AND AN IDENTIFIER OF A USER DEVICE
Patent №
US 9,892,402
Granted
2018-02-13
Filed 2013
Owner
VERIZON PATENT AND LICENSING INC.
Lab
—
AI components
2
kr · planning
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
14132870
A processor server receives transaction information associated with an online transaction between a user device and a merchant server, and provides embedded code to the user device based on receiving the transaction information. The processor server receives, based on execution of the embedded code, location information identifying a geographic location at which the user device is located, and an identifier associated with the user device. The processor server determines an authorization decision for the online transaction based on the transaction information, the location information, and the identifier, and forwards the authorization decision to the merchant server to permit the merchant server to approve or deny the online transaction.
AI classification
Ownership
VERIZON PATENT AND LICENSING INC.
assignment · 318110972
Assignors
SHARMA, MANISH, FLORES, KEVIN, BLONG, DEVIN, CHAUDHARY, TUSHAR, GUPTA, GAURAV
On an employer assignment, the assignors are typically the inventors.