COUPON DEPOSIT ACCOUNT FRAUD PROTECTION SYSTEM

Patent №

US 9,892,419

Granted

2018-02-13

Filed 2011

Owner

BANK OF AMERICA

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

13103372

Apparatus and methods for providing electronic coupons are provided. The apparatus and methods include a system that uses a plurality of coupon processors to pull coupon data from an electronic coupon platform upon the expiration of a predetermined time period. The apparatus and methods additionally include a system that uses an electronic coupon platform to pushes data to a plurality of coupon processors upon the expiration of a predetermined time period. The apparatus and methods also include a system that redeems electronic coupons by initiating a deposit of an amount of funds in a customer bank account at predetermined time intervals. The apparatus and methods further include an electronic coupon platform that sends an electronic notification to a plurality of coupon processors upon the receipt of data from a first coupon processor which relates to the receipt of customer payment card and/or loyalty card information.

PlanningG06Q 30/0207G06Q 30/0225

AI classification

Planning0.93
Knowledge representation0.39
Evolutionary computation0.06
Natural language0.00
Vision0.00
AI hardware0.00
Speech0.00
Machine learning0.00

Ownership

BANK OF AMERICA

assignment · 262500653

Assignors

GROSSMAN, GLENN M., GIORDANO, JOSEPH A.

On an employer assignment, the assignors are typically the inventors.

From the same owner

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