Patent №
US 9,898,779
Granted
2018-02-20
Filed 2014
Owner
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
Lab
—
AI components
5
ml · nlp · kr · planning · hardware
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
14280388
The present disclosure generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present disclosure relates to rating consumer lenders based on the predicted spend capacity of their consumers.
AI classification
Ownership
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
assignment · 329180067
Assignors
HAGGERTY, KATHLEEN, PRAKASH, AASHISH, SAHU, PRASANTA, XU, DI, YUAN, CHAO
On an employer assignment, the assignors are typically the inventors.