ENHANCED FRAUD DETECTION

Patent №

US 10,109,281

Granted

2018-10-23

Filed 2016

Owner

WELLS FARGO BANK, N.A.

Lab

AI components

4

ml · nlp · vision · speech

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

15276214

Embodiments of techniques or systems for fraud detection are provided herein. A communication may be received where the communication includes one or more voice signals from an individual. Frequency responses associated with these voice signals may be determined and analyzed and utilized to determine whether or not potential fraudulent activity is occurring. For example, if a frequency response is greater than a frequency threshold, potential fraudulent activity may be determined. Further, frequency responses may be cross referenced with voice biometrics, voice printing, or fraud pathway detection results. In this way, voice stress or frequency responses may be utilized to build other databases related to other types of fraud detection, thereby enhancing one or more aspects of fraud detection. For example, a database may include a voice library, a pathway library, or a frequency library which include characteristics associated with fraudulent activity, thereby facilitating identification of such activity.

Machine learningNatural languageVisionSpeechG10L 17/22G06F 21/32G06Q 30/0185G10L 17/02G10L 17/04G10L 17/06G10L 17/26G10L 21/0208+4 more

AI classification

Natural language1.00
Speech1.00
Machine learning0.99
Vision0.56
AI hardware0.44
Planning0.10
Evolutionary computation0.00
Knowledge representation0.00

Ownership

WELLS FARGO BANK, N.A.

assignment · 435590363

Assignors

JONES, RAYMOND F.

On an employer assignment, the assignors are typically the inventors.

From the same owner

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