Payment Reporting Systems

Patent №

US 10,325,314

Granted

2019-06-18

Filed 2014

Owner

CONSUMERINFO.COM, INC.

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

14252701

A system is disclosed for reporting payments to one or more credit bureaus according to instructions provided by a consumer. The system may provide the consumer with one or more user interfaces from which the consumer can select one or more options to report payments made to billers. In some embodiments, the reporting options are included as part of a biller's website or a bill payment center website. The system may enable faster reporting of payments made to some billers and may report payments made to billers who would not otherwise report payments.

AI classification

Planning0.87
Natural language0.03
AI hardware0.02
Knowledge representation0.01
Machine learning0.00
Evolutionary computation0.00
Speech0.00
Vision0.00

Ownership

CONSUMERINFO.COM, INC.

assignment · 406890872

Assignors

KAPCZYNSKI, MARK JOSEPH, DEAN, MICHAEL JOHN

On an employer assignment, the assignors are typically the inventors.

© 2026 NYSGPT2525 LLC