SYSTEMS AND METHODS TO PROVIDE MESSAGES IN REAL-TIME WITH TRANSACTION PROCESSING

Patent №

US 10,339,554

Granted

2019-07-02

Filed 2016

Owner

VISA INTERNATIONAL SERVICE ASSOCIATION

Lab

—

AI components

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

15072132

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A computing apparatus configured to generate trigger records for a transaction handler to identify authorization requests that satisfy the conditions specified in the trigger records, identify communication preferences of the users associated with the identified authorization requests, and use the communication preferences to target real-time messages at the users in parallel with the transaction handler providing responses to the respective authorization requests.

PlanningG06Q 30/0231G06Q 20/32G06Q 20/384G06Q 20/40G06Q 20/401G06Q 30/02G06Q 30/0215G06Q 30/0222+4 more

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AI classification

Planning1.00

Knowledge representation0.23

Evolutionary computation0.09

Natural language0.03

AI hardware0.02

Machine learning0.00

Speech0.00

Vision0.00

Ownership

VISA INTERNATIONAL SERVICE ASSOCIATION

assignment · 384070012

Assignors

YODER, JEANETTE, AMARO, LEIGH, HAGEY, RYAN, VROOM, DEREK A., BANKSTON, MICHAEL STEVEN

On an employer assignment, the assignors are typically the inventors.

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Cites (83)

Systems and Methods to Provide Real-Time Offers via a Cooperative DatabaseUS 9,679,299 · 2017 Systems and Methods to Reward User InteractionsUS 9,558,502 · 2017 SYSTEMS AND METHODS TO PROCESS AN OFFER CAMPAIGN BASED ON INELIGIBILITYUS 9,477,967 · 2016 SYSTEMS AND METHODS TO PROCESS REFERRALS IN OFFER CAMPAIGNSUS 9,466,075 · 2016 Systems and Methods to Provide Messages in Real-Time with Transaction ProcessingUS 9,324,088 · 2016 IMPLEMENTING CONTESTS IN SOCIAL NETWORKSUS 9,076,303 · 2015 NAVIGATION SYSTEM AND METHODUS 8,670,925 · 2014 STACKABLE ICONSUS 8,555,203 · 2013 GRAPHICAL USER INTERFACE FOR THE CONVERSION OF LOYALTY POINTS VIA A LOYALTY POINT WEBSITEUS 8,511,550 · 2013 SYSTEMS AND METHODS FOR GEOGRAPHIC LOCATION NOTIFICATIONS OF PAYMENT TRANSACTIONSUS 8,478,692 · 2013 SYSTEMS AND METHODS TO PROVIDE MESSAGES IN REAL-TIME WITH TRANSACTION PROCESSINGUS 8,407,148 · 2013 SYSTEMS AND METHODS TO PROVIDE MESSAGES IN REAL-TIME WITH TRANSACTION PROCESSINGUS 8,359,274 · 2013 PROVIDING ONLINE PROMOTIONS THROUGH SOCIAL MEDIA NETWORKSUS 8,229,819 · 2012 SYSTEM AND METHOD FOR ACCOUNT LEVEL BLOCKINGUS 8,103,588 · 2012 MOBILE DEVICE MARKETING AND ADVERTISING PLATFORMS, METHODS, AND SYSTEMSUS 8,099,318 · 2012 SYSTEM AND METHOD FOR ACCOUNT LEVEL BLOCKINGUS 8,019,685 · 2011 PROVIDING AN ANNOUNCEMENT ABOUT TRANSACTIONS OF A TARGET MERCHANT TO A CONSUMERUS 7,937,291 · 2011 NOTIFICATION SOCIAL NETWORKINGUS 7,668,785 · 2010 SYSTEM AND METHOD FOR NETWORKED LOYALTY PROGRAMUS 7,613,628 · 2009 METHOD AND APPARATUS FOR REAL-TIME REPORTING OF ELECTRONIC COMMERCE ACTIVITYUS 7,562,030 · 2009 TECHNIQUES FOR OPTIMIZING PROMOTION DELIVERYUS 7,552,069 · 2009 PREDICTIVE MODELING OF CONSUMER FINANCIAL BEHAVIOR USING SUPERVISED SEGMENTATION AND NEAREST-NEIGHBOR MATCHINGUS 7,533,038 · 2009 SYSTEMS FOR AND METHODS OF PLACING USER INDENTIFICATION IN THE HEADER OF DATA PACKETS USABLE IN USER DEMOGRAPHIC REPORTING AND COLLECTING USAGE DATAUS 7,493,655 · 2009 PROCESS AND SYSTEM FOR INTEGRATING INFORMATION FROM DISPARATE DATABASES FOR PURPOSES OF PREDICTING CONSUMER BEHAVIORUS 7,490,052 · 2009 SYSTEM AND METHOD FOR OFFER MANAGEMENTUS 7,467,106 · 2008

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