Patent №
US 10,554,654
Granted
2020-02-04
Filed 2017
Owner
WELLS FARGO BANK, N.A.
Lab
—
AI components
3
nlp · speech · planning
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
15610336
Techniques are described for secure access for assisted transactions in an online banking system. A server of the online banking system is configured to establish an assisted session during which both a primary user and an assistant user have secure access to the primary user's account via their respective computing devices. The techniques enable the assistant user to request transactions with the primary user's account on the primary user's behalf, and further enable the primary user to approve the requested transactions prior to performance. The techniques include translating the requested transactions into a natural language description that is understandable to the primary user, and presenting the natural language description to the primary user for approval or denial of the requested transaction. In this way, a primary user may receive the assistance necessary to use an online banking system without giving up all control over the primary user's account.
AI classification
Ownership
WELLS FARGO BANK, N.A.
assignment · 439270230
Assignors
RAMANATHAN, RAMANATHAN, RAO, ABHIJIT, MAENG, JOON
On an employer assignment, the assignors are typically the inventors.