ROOF RISK DATA ANALYTICS SYSTEM TO ACCURATELY ESTIMATE ROOF RISK INFORMATION

Patent №

US 11,257,166

Granted

2022-02-22

Filed 2019

Owner

HARTFORD FIRE INSURANCE COMPANY

Lab

AI components

3

ml · kr · planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

16719319

According to some embodiments, a risk relationship data store may contain electronic records, each electronic record representing a risk relationship between an enterprise and a risk relationship provider (e.g., an insurer), and including, for each risk relationship, an electronic record identifier and a set of roof attribute values. A back-end application computer server may receive, from a third-party data source, roof information for a roof of a building associated with a risk relationship. The computer server may then correlate the received roof information with a particular electronic record in the risk relationship data store. A roof attribute value of the particular electronic record may be updated in accordance with the roof information received from the third-party data source, and a predictive analytics engine of the computer server may then calculate a roof risk score associated with the particular electronic record.

Machine learningKnowledge representationPlanningG06Q 40/08G06F 18/214G06N 5/04G06N 20/00G06V 20/176

AI classification

Planning1.00
Machine learning0.83
Knowledge representation0.66
Natural language0.16
AI hardware0.09
Evolutionary computation0.04
Vision0.00
Speech0.00

Ownership

HARTFORD FIRE INSURANCE COMPANY

assignment · 562960315

Assignors

COONROD, LANE GARRISON, HOLDEN, SEAN DAVID

On an employer assignment, the assignors are typically the inventors.

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