AUGMENTED REALITY DYNAMIC AUTHENTICATION FOR ELECTRONIC TRANSACTIONS

Patent №

US 11,288,679

Granted

2022-03-29

Filed 2020

Owner

BANK OF AMERICA CORPORATION

Lab

AI components

1

vision

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

16783607

A system for authorizing an electronic transaction in an augmented reality environment comprises an augmented reality user device and an authentication server. The augmented reality user device includes a display that overlays virtual objects onto a field of view of the user. The user device receives a request to verify information about a payment card used in an electronic transaction. The request includes a virtual authentication object, which is a virtual representation of an object capable of being manipulated by the user in a particular sequence to enter an authentication code. The user device displays the virtual authentication object to the user and detects gestures performed on the virtual authentication object. The user device sends the detected gestures to the authentication server. The authentication server determines the authentication code using the virtual authentication object and the detected gestures, and uses it to authorize the transaction.

VisionG06Q 20/409G06F 3/017G06Q 20/12G06Q 20/321G06Q 20/3224G06Q 20/401G06Q 20/4012G06Q 20/40145+9 more

AI classification

Vision0.87
AI hardware0.16
Knowledge representation0.11
Natural language0.06
Planning0.04
Evolutionary computation0.00
Machine learning0.00
Speech0.00

Ownership

BANK OF AMERICA CORPORATION

assignment · 517410815

Assignors

ADAMS, AMANDA J., JOHANSEN, JOSEPH N., OGRINZ, MICHAEL, DOLAN, HEATHER, JACOBSON, WILLIAM P., KURIAN, MANU J.

On an employer assignment, the assignors are typically the inventors.

From the same owner

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