Patent №
US 11,348,102
Granted
2022-05-31
Filed 2020
Owner
WELLS FARGO BANK, N.A.
Lab
—
AI components
2
kr · planning
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
16864543
Intelligent authentication is disclosed. Data associated with a request for resource access by a user is compared to values of factors related to previous resource access by the user. A score is computed based on a result of the compare. Here, the score represents a degree of likelihood the user is the user associated with the previous resource access. An authentication level can then be determined based on the score, and authentication of the user triggered at the authentication level. In one instance, the authentication can be triggered to re-authenticate a user after a user session times out.
AI classification
Ownership
WELLS FARGO BANK, N.A.
assignment · 525490710
Assignors
SUEN, DARRELL LEE, KOTAMRAJU, SRIDHAR, CLAUSEN, CHRISTOPHER P., SU-SHIN KAO, MELODY, ONGPIN, CHRISTINA Z., CIESLAK, KEVIN R.
On an employer assignment, the assignors are typically the inventors.