Patent №
US 11,412,054
Granted
2022-08-09
Filed 2020
Owner
BANK OF AMERICA CORPORATION
Lab
—
AI components
3
kr · planning · hardware
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
16732802
Systems, computer program products, and methods are described herein for predictive use of resources across a dispersed Internet protocol capable network connecting devices electrically attached to the network. The present invention is configured to determine a resource utilization profile associated with a first user; receive an indication from the first user to improve the resource utilization profile; initiate a first user interface, wherein the first user interface comprises one or more target resource utilization profiles associated with one or more users; receive a first user selection of a target resource utilization profile associated with the resource utilization profile that the first user wishes to change; determine one or more access paths associated with the at least one target resource utilization profile; and display on the first user computing device the one or more access paths to enable the first user to achieve the at least one target utilization profile.
AI classification
Ownership
BANK OF AMERICA CORPORATION
assignment · 514030045
Assignors
DINTENFASS, KATHERINE, JONES-MCFADDEN, ALICIA C., HSIEH, MATTHEW, DRAVNEEK, VICTORIA L., WADLEY, CAMERON D., KARMELEK, JASON CHRISTIAN, SAAR, ANDREW, QUITADAMO, AMBER J.
On an employer assignment, the assignors are typically the inventors.