SYSTEM FOR PREDICTIVE USE OF RESOURCES

Patent №

US 11,412,054

Granted

2022-08-09

Filed 2020

Owner

BANK OF AMERICA CORPORATION

Lab

AI components

3

kr · planning · hardware

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

16732802

Systems, computer program products, and methods are described herein for predictive use of resources across a dispersed Internet protocol capable network connecting devices electrically attached to the network. The present invention is configured to determine a resource utilization profile associated with a first user; receive an indication from the first user to improve the resource utilization profile; initiate a first user interface, wherein the first user interface comprises one or more target resource utilization profiles associated with one or more users; receive a first user selection of a target resource utilization profile associated with the resource utilization profile that the first user wishes to change; determine one or more access paths associated with the at least one target resource utilization profile; and display on the first user computing device the one or more access paths to enable the first user to achieve the at least one target utilization profile.

AI classification

Knowledge representation1.00
AI hardware0.96
Planning0.54
Machine learning0.05
Evolutionary computation0.02
Natural language0.01
Vision0.00
Speech0.00

Ownership

BANK OF AMERICA CORPORATION

assignment · 514030045

Assignors

DINTENFASS, KATHERINE, JONES-MCFADDEN, ALICIA C., HSIEH, MATTHEW, DRAVNEEK, VICTORIA L., WADLEY, CAMERON D., KARMELEK, JASON CHRISTIAN, SAAR, ANDREW, QUITADAMO, AMBER J.

On an employer assignment, the assignors are typically the inventors.

From the same owner

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