SYSTEMS AND METHODS FOR CREDIT WORTHINESS SCORING AND LOAN FACILITATION

Patent №

US 8,744,946

Granted

2014-06-03

Filed 2009

Owner

QUEST GROWTH PARTNERS, LLC

Lab

AI components

4

ml · vision · kr · planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

12479393

The present invention relates to methods, systems and computer readable media for generating a financial score. In an embodiment, the method for generating a financial score comprises collecting and aggregating sets of data, estimating income paths based on the collected data, determining risk associated with the income path and generating a financial score. Exemplary systems and computer readable media include program code for executing a method for generating a financial score and processing financial instruments on a network.

Machine learningVisionKnowledge representationPlanningG06Q 40/02G06Q 40/00G06Q 40/03G06Q 40/04G06Q 40/06

AI classification

Planning1.00
Machine learning1.00
Knowledge representation0.91
Vision0.51
AI hardware0.27
Natural language0.07
Evolutionary computation0.01
Speech0.00

Ownership

QUEST GROWTH PARTNERS, LLC

assignment · 241240024

Assignors

SHELTON, THOMAS J.

On an employer assignment, the assignors are typically the inventors.

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