FINANCIAL ACCOUNT AUTHENTICATION

Patent №

US 11,436,668

Granted

2022-09-06

Filed 2019

Owner

YODLEE, INC.

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

16503348

Methods, systems, and apparatus, including computer programs encoded on computer storage media, for account authentication. A method includes receiving a user request to include financial data describing a financial account in an interface, the financial account being associated with a financial institution. The method further includes redirecting the user to a first webpage associated with the financial institution, where the user inputs into the first webpage login credentials for accessing the financial account. The method further includes, in response to the user inputting into the first webpage login credentials for accessing the financial account, receiving, from the financial institution, an access token other than the login credentials for accessing the financial account. The method further includes storing the access token for use in accessing and aggregating financial data describing the financial account.

PlanningG06Q 40/00G06Q 40/02

AI classification

Planning0.96
Natural language0.17
Knowledge representation0.08
Evolutionary computation0.03
Machine learning0.02
AI hardware0.01
Vision0.00
Speech0.00

Ownership

YODLEE, INC.

assignment · 498240911

Assignors

PANT, SHUBHA, NADKARNI, NIKHIL, NAGARAJ, VINAY, REED, JORDAN, HAZLEHURST, PETER

On an employer assignment, the assignors are typically the inventors.

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