ACCOUNT ACCESS SECURITY USING A DISTRIBUTED LEDGER AND/OR A DISTRIBUTED FILE SYSTEM

Patent №

US 11,601,437

Granted

2023-03-07

Filed 2021

Owner

CAPITAL ONE SERVICES, LLC

Lab

AI components

2

ml · hardware

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

17301469

A node of a network receives account access information (AAI) for an account that a user has with a system. The node causes a first record to be added to a distributed ledger that is used for managing access to the account, wherein the first record includes the AAI or an encrypted storage identifier that identifies a storage location for the AAI. The node determines a likelihood that the account is being accessed by the user based on the AAI and/or historical AAI for one or more accounts, that include the account, that are used to access the system. The node causes a second record that includes a value representing the likelihood to be added to the distributed ledger. The node causes one or more other nodes of the network to be alerted that the first record and the second record have been added to the distributed ledger.

Machine learningAI hardwareH04L 63/105G06F 16/28G06F 21/316G06F 21/604G06F 21/64G06N 5/04G06N 20/00H04L 9/3239+7 more

AI classification

Machine learning0.94
AI hardware0.63
Evolutionary computation0.35
Knowledge representation0.22
Planning0.03
Natural language0.01
Vision0.00
Speech0.00

Ownership

CAPITAL ONE SERVICES, LLC

assignment · 558230279

Assignors

ZAKI, ZAINAB, BROWN, JEFFREY

On an employer assignment, the assignors are typically the inventors.

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