BEHAVIORAL PROFILING METHOD AND SYSTEM TO AUTHENTICATE A USER

Patent №

US 9,514,293

Granted

2016-12-06

Filed 2015

Owner

UNITED SERVICES AUTOMOBILE ASSOCIATION

+1 more

Lab

AI components

5

ml · nlp · kr · planning · hardware

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

14880595

Methods and systems for behavioral profiling, and in particular, utilizing crowd-managed data architectures to store and manage that profile, are described. In some embodiments, a method includes observing behavioral characteristics of user interactions during a current session with the user through one of a plurality of channels. Variations between the behavioral characteristics of the user interactions observed during the current session and a behavioral profile previously developed based on prior usage patterns of the user through the plurality of channels are identified, in real-time or near real-time.

Machine learningNatural languageKnowledge representationPlanningAI hardwareH04L 63/08G06F 21/316G06F 21/45G06F 21/602H04L 63/0861H04L 63/102H04L 63/1416H04L 67/143+2 more

AI classification

Planning1.00
AI hardware0.99
Machine learning0.99
Knowledge representation0.98
Natural language0.74
Speech0.04
Evolutionary computation0.02
Vision0.00

Ownership

UNITED SERVICES AUTOMOBILE ASSOCIATION

assignment · 395280348

UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)

assignment · 397080243

Assignors

MORITZ, KAREN M., AULTMAN, STEPHEN SEYLER, CAMPBELL, JOSEPH JAMES ALBERT, CASILLAS, DEBRA R., NEUSE, JONATHAN EDWARD, BUCKINGHAM, THOMAS BRET, MORTENSEN, MALAND KEITH, JAMESON, HUDSON REID, MORRIS, MICHAEL FRANK, FERNANDEZ, GABRIEL CARLOS, MORITZ, KAREN M., AULTMAN, STEPHEN SEYLER, +8 more

On an employer assignment, the assignors are typically the inventors.

From the same owner

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