SYSTEMS AND METHODS FOR EXECUTING A TRANSACTION VIA A LOCKER

Patent №

US 11,620,866

Granted

2023-04-04

Filed 2018

Owner

WELLS FARGO BANK, N.A.

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

16156701

Disclosed herein are systems and methods for executing a transaction via a locker. A seller is provided initial access to the locker to deposit a good in the locker. The seller deposits the good in the locker. Following the seller depositing the good in the locker, the seller's access is revoked, and the buyer is provided access to the locker. The buyer may then arrive at the locker and provide authentication information to an authentication device. When the buyer is authenticated, the locker door (with the good inside the locker) is unlocked. The buyer can then inspect and accept the good. When the good is accepted, funds may be transferred from an account associated with the buyer to an account associated with the seller.

PlanningG06V 20/52G07C 9/00912G06Q 10/083G06Q 20/4014G07C 9/00896G07F 17/12G06V 20/00

AI classification

Planning0.94
Vision0.46
Evolutionary computation0.03
Natural language0.00
Speech0.00
Knowledge representation0.00
AI hardware0.00
Machine learning0.00

Ownership

WELLS FARGO BANK, N.A.

assignment · 496920663

Assignors

GOETZ, DARREN M., KALABOUKIS, CHRIS, MAGANA, LISA R., MARTINEZ, ANDREW L., MEYYAPPAN, UMA, MONTENEGRO, DENNIS E., PACIS, MARLA, WARD, TIMOTHY R.

On an employer assignment, the assignors are typically the inventors.

From the same owner

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