Patent №
US 11,620,866
Granted
2023-04-04
Filed 2018
Owner
WELLS FARGO BANK, N.A.
Lab
—
AI components
1
planning
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
16156701
Disclosed herein are systems and methods for executing a transaction via a locker. A seller is provided initial access to the locker to deposit a good in the locker. The seller deposits the good in the locker. Following the seller depositing the good in the locker, the seller's access is revoked, and the buyer is provided access to the locker. The buyer may then arrive at the locker and provide authentication information to an authentication device. When the buyer is authenticated, the locker door (with the good inside the locker) is unlocked. The buyer can then inspect and accept the good. When the good is accepted, funds may be transferred from an account associated with the buyer to an account associated with the seller.
AI classification
Ownership
WELLS FARGO BANK, N.A.
assignment · 496920663
Assignors
GOETZ, DARREN M., KALABOUKIS, CHRIS, MAGANA, LISA R., MARTINEZ, ANDREW L., MEYYAPPAN, UMA, MONTENEGRO, DENNIS E., PACIS, MARLA, WARD, TIMOTHY R.
On an employer assignment, the assignors are typically the inventors.