METHOD, MEDIUM, AND SYSTEM FOR CUSTOMER EMOTIONAL STATE ANALYSIS FOR OPTIMIZED FINANCIAL TRANSACTIONS
Patent №
US 11,676,189
Granted
2023-06-13
Filed 2019
Owner
WELLS FARGO BANK, N.A.
Lab
—
AI components
5
ml · nlp · kr · planning · hardware
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
16252047
The innovation disclosed and claimed herein, in one aspect thereof, comprises systems and methods for optimized communications based on a customer emotional state. In aspects of the system and method, a customer social media account is analyzed for past social media posts. Customer emotional states are determined for the past social media posts. The past social media posts are also associated with financial transactions made by the customer such that emotional states are linked to specific financial transactions. The system and method monitor the customer social media account for new social media posts. A new social media post can be detected. An emotional state can be determined for the new social media post. The system and method collect the financial transactions with the same emotional state. The system and method generate an offer for similar products and/or related to the financial transactions. The offer is communicated to the customer.
AI classification
Ownership
WELLS FARGO BANK, N.A.
assignment · 482870360
Assignors
MOOLLA, ROOHI
On an employer assignment, the assignors are typically the inventors.