METHOD, MEDIUM, AND SYSTEM FOR CUSTOMER EMOTIONAL STATE ANALYSIS FOR OPTIMIZED FINANCIAL TRANSACTIONS

Patent №

US 11,676,189

Granted

2023-06-13

Filed 2019

Owner

WELLS FARGO BANK, N.A.

Lab

AI components

5

ml · nlp · kr · planning · hardware

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

16252047

The innovation disclosed and claimed herein, in one aspect thereof, comprises systems and methods for optimized communications based on a customer emotional state. In aspects of the system and method, a customer social media account is analyzed for past social media posts. Customer emotional states are determined for the past social media posts. The past social media posts are also associated with financial transactions made by the customer such that emotional states are linked to specific financial transactions. The system and method monitor the customer social media account for new social media posts. A new social media post can be detected. An emotional state can be determined for the new social media post. The system and method collect the financial transactions with the same emotional state. The system and method generate an offer for similar products and/or related to the financial transactions. The offer is communicated to the customer.

AI classification

Planning1.00
Knowledge representation1.00
Natural language0.99
Machine learning0.99
AI hardware0.63
Speech0.01
Vision0.00
Evolutionary computation0.00

Ownership

WELLS FARGO BANK, N.A.

assignment · 482870360

Assignors

MOOLLA, ROOHI

On an employer assignment, the assignors are typically the inventors.

From the same owner

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