SYSTEM AND METHOD FOR PREMIUM OPTIMIZATION AND LOAN MONITORING

Patent №

US 5,839,118

Granted

1998-11-17

Filed 1996

Owner

EVERGREEN GROUP INCORPORATED, THE

+1 more

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

08587051

A system and process linking an external computer with an illustration system of an insurance carrier and a system of an independent lending institution, via modem, to determine the optimal premium structure for a contemplated variable life insurance product using a portion of the policy owner's money and a lending institution loan to finance the premium. The system and process can also provide for simultaneously tracking several variable life insurance policy cash values to ensure each individual policy cash value is adequate for collateral purposes.

PlanningG06Q 40/08G06Q 20/10G06Q 40/00G06Q 40/03G06Q 40/06G06Q 40/10

AI classification

Planning0.97
Knowledge representation0.00
Natural language0.00
AI hardware0.00
Vision0.00
Evolutionary computation0.00
Speech0.00
Machine learning0.00

Ownership

EVERGREEN GROUP INCORPORATED, THE

assignment · 78500589

HARTFORD FIRE INSURANCE COMPANY

assignment · 244240656

Assignors

RYAN, RAYMOND B., ENGEL, WENDY J., MELAMED, SAMUEL

On an employer assignment, the assignors are typically the inventors.

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