Patent №
US 8,024,243
Granted
2011-09-20
Filed 2010
Owner
THE PNC FINANCIAL SERVICES GROUP, INC.
Lab
—
AI components
2
ml · planning
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
12774394
Methods and systems are provided for processing the financial information of a client of a financial institution. One method embodiment includes receiving data from an overdraft data source including at least one overdraft occurrence associated with a transaction performed in association with the client; analyzing the overdraft occurrence in an overdraft application to determine a cause and disposition of the overdraft occurrence in connection with the cause of the overdraft occurrence; and, communicating an overdraft report associated with the analyzing step to a manager associated with the client. Additional system and computer-readable medium embodiments of the present methods are also provided. In another aspect of the present methods and systems, historical overdraft issues are analyzed and reported to the management of a financial institution. System and computer-readable medium embodiments of these analysis and reporting methods are also provided.
AI classification
Ownership
THE PNC FINANCIAL SERVICES GROUP, INC.
assignment · 243430262
Assignors
LEGO, MICHAEL J., KALLET, KATHERINE, BENGTSON, KATINA
On an employer assignment, the assignors are typically the inventors.