COMPUTER-DRIVEN INFORMATION MANAGEMENT SYSTEM FOR SELECTIVELY MATCHING CREDIT APPLICANTS WITH MONEY LENDERS THROUGH A GLOBAL COMMUNICATIONS NETWORK

Patent №

US 6,208,979

Granted

2001-03-27

Filed 1999

Owner

FIRST AMERICAN CREDIT MANAGEMENT SOLUTIONS, INC.

+1 more

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

09454095

A computer-driven information management system selectively matches credit applicants with money lenders through a global communications network. The system includes an applicant data entry device for entering applicant data into the system. The applicant data defines an electronic applicant profile of a credit applicant seeking financing. A model data entry device is provided for entering model data into the system. The model data is established by the lender and defines an electronic model profile representing characteristics of a desired applicant. A filter electronically compares the applicant profile with the model profile, such that for those credit applicants matching the model profile, the applicant data is made available through the system to lender. For those credit applicants not matching the model profile, no applicant data is made available through the system to the lender.

PlanningG06Q 30/02G06Q 30/06G06Q 40/02G06Q 40/03G06Q 40/08

AI classification

Planning1.00
Knowledge representation0.24
Machine learning0.17
AI hardware0.16
Evolutionary computation0.00
Vision0.00
Natural language0.00
Speech0.00

Ownership

FIRST AMERICAN CREDIT MANAGEMENT SOLUTIONS, INC.

assignment · 129730832

CREDIT ONLINE, INC.

assignment · 146920909

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