USER CUSTOMISABLE SECURE ACCESS TOKEN AND MULTIPLE LEVEL PORTABLE INTERFACE

Disclosed is a smart card device having a surface onto which are formed a plurality of user interpretable icons and electronic apparatus attached to the card portion. The electronic apparatus includes a memory in which are retained at least a plurality of character strings each associated with a corresponding one of the icons, a processor means coupled to the memory means, and communication means for coupling the processor means to a reading device configured to facilitate reading of the secure access device. The processor means is configured to relate reading signals generated from a user selection of at least one of the icons and received via the communication means with at least one of the retained character strings to thus perform a secure access checking function for enabling or rejecting user access to a desired service. Also disclosed is a multiple level user interface card for interfacing between a user provided with a card reader communicating with a computer and an application program having a multiplicity of hierarchical operating or ordering levels operating on, or operated by, the computer. The card comprises a smart card or interface card (known per se) having a plurality of user activatable regions thereon and an electronic memory with data stored therein corresponding to each of the regions. Then regions and the data are arranged in a hierarchy with a multiplicity of levels corresponding to the application program levels, and each level has a plurality of regions. Selection of a region of each level in the sequence of the hierarchy activates the stored data in the hierarchical sequence to operate, the application program at the operating or ordering level corresponding to the last selected region.