System and Method for Granting Promotional Rewards to Credit Account Holders

Patent №

US 9,990,642

Granted

2018-06-05

Filed 2010

Owner

JPMORGAN CHASE BANK, N.A.

+2 more

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

12873411

A system and method for providing promotional rewards is provided. First, a promotional reward is communicated to a customer. The promotional reward offer comprises a promotional reward associated with one or more promotional reward-earning behaviors and a promotional time frame. The offer may specify a customer population, and the customer may be enrolled in the promotional reward program if the customer is determined to be in the population. The customer is credited a promotional reward if the customer accomplishes the promotional reward-earning behavior(s) within the promotional time frame. The customer may also be enrolled in a base reward program. The promotional rewards and base rewards may be accumulated in a customer account. A system for implementing a promotional rewards program is also provided.

PlanningG06Q 30/0232G06Q 30/02G06Q 30/0207G06Q 30/0213G06Q 30/0216G06Q 30/0231G06Q 30/0233G06Q 30/0235+2 more

AI classification

Planning0.99
Machine learning0.41
Natural language0.21
Knowledge representation0.01
Evolutionary computation0.00
AI hardware0.00
Vision0.00
Speech0.00

Ownership

JPMORGAN CHASE BANK, N.A.

assignment · 359110038

BANK ONE, DELAWARE, NATIONAL ASSOCIATE

assignment · 362890379

CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION

merger · 362900033

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