Patent №
US 7,212,995
Granted
2007-05-01
Filed 2003
Owner
TRANS UNION LLC
+9 more
Lab
—
AI components
3
vision · kr · planning
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
10452402
An automated loan underwriting system and method automates the logic implemented by a loan underwriter, saving the loan originator time and money. Each lending institution can set up its own decisioning criteria, enabling customers to customize the process in which a proper evaluation, owners and encumbrance report, or title product is selected for a loan application within a given set of characteristics. The system and method allow for the automatic upgrading to another product without involvement of the loan processor, helping to reduce time delays in the loan origination process. The speed and automation allow for more underwriting checks to be applied against each loan.
AI classification
Ownership
TRANS UNION LLC
assignment · 146100463
TRANS UNION SETTLEMENT SOLUTIONS, INC.
assignment · 206660252
MACDONALD, DETTWILER AND ASSOCIATES CORP.
assignment · 249640810
MDA LENDING SOLUTIONS, INC.
namechg · 249640887
MACDONALD DETTWILER INFORMATION TECHNOLOGY SERVICES LIMITED LIABILITY COMPANY
assignment · 256590703
PROPERTY DATA (LUXEMBOURG) S.A R.L.
assignment · 256610390
DECISION INSIGHT INFORMATION GROUP S.A R.L. (FORMERLY KNOWN AS MACDONALD DETTWILER AND ASSOCIATES CORP.)
assignment · 284240863
DECISION INSIGHT INFORMATION GROUP, INC. (FORMERLY KNOWN AS MACDONALD, DETTWILER AND ASSOCIATES CORP.)
correct · 323850211
DECISION INSIGHT INFORMATION GROUP, LLC
namechg · 325360529
DATAQUICK LENDING SOLUTIONS, INC.
assignment · 333940585
Assignors
SCHULKINS, BRUCE J.
On an employer assignment, the assignors are typically the inventors.