Patent №
US 7,280,980
Granted
2007-10-09
Filed 2001
Owner
FAIRISAAC AND COMPANY, INC.
Lab
—
AI components
5
ml · nlp · kr · planning · hardware
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
09919074
An exemplary Web-based score explanation service typically requires only the credit bureau identifier, credit score, and up to four reason codes as input. The invention herein discloses an algorithm that is used to provide an explanation of the primary factors influencing the score, where a rich data feed is provided to the facility implementing the algorithm.
Machine learningNatural languageKnowledge representationPlanningAI hardwareG06Q 40/02G06Q 40/00G06Q 40/03
AI classification
Natural language1.00
Planning1.00
Knowledge representation1.00
Machine learning0.65
AI hardware0.57
Evolutionary computation0.15
Speech0.00
Vision0.00
Ownership
FAIRISAAC AND COMPANY, INC.
assignment · 124490354
Assignors
HOADLEY, BRUCE, ROSENBERGER, LARRY E., FLINT, ANDREW
On an employer assignment, the assignors are typically the inventors.