Patent №
US 6,405,181
Granted
2002-06-11
Filed 1998
Owner
NEXTCARD, INC.
Lab
—
AI components
2
ml · planning
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
09185201
A system and method are disclosed for providing real time approval of credit over a network. The method includes obtaining applicant data from an applicant. The applicant data is analyzed into a form suitable for directly obtaining a credit report from a credit bureau for the applicant. A credit report having credit report data is obtained from a credit bureau for the applicant. It is then determined whether to accept the applicant using the credit report data and it is communicated to the applicant that the applicant has been approved.
AI classification
Ownership
NEXTCARD, INC.
assignment · 99360991
Assignors
LENT, JEREMY R., LENT, MARY, MEEKS, ERIC R., CAI, YINZI, COLTRELL, TIMOTHY J., DOWHAN, DAVID W.
On an employer assignment, the assignors are typically the inventors.