STUDENT LOAN CONSOLIDATION QUALIFICATION SYSTEM AND METHOD OF OPERATION THEREOF

Patent №

US 7,574,401

Granted

2009-08-11

Filed 2000

Owner

STUDENT RESOURCES, A DIVISION OF THE MEGA LIFE AND HEALTH INSURANCE COMPANY

+2 more

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

09603510

A student loan consolidation qualification system and method of operating the same. In one embodiment, the student loan consolidation qualification system includes: (1) an input module, associated with an Internet site, that presents at least one page to a loan applicant to assist the loan applicant in providing personal and student loan information pertaining to a plurality of student loans made to the loan applicant and (2) a qualification module, associated with the input module, that assesses the personal information to determine a personal qualification of the loan applicant and assesses the student loan information pertaining to the plurality of student loans to determine a loan qualification of the loan applicant, the qualification module qualifying the loan applicant and informing the loan applicant and a loan consolidator only if the personal qualification and the loan qualification are positive.

PlanningG06Q 40/02G06Q 40/03

AI classification

Planning0.86
Vision0.18
Knowledge representation0.06
Machine learning0.01
Natural language0.01
AI hardware0.00
Evolutionary computation0.00
Speech0.00

Ownership

STUDENT RESOURCES, A DIVISION OF THE MEGA LIFE AND HEALTH INSURANCE COMPANY

assignment · 108970705

STUDENT RESOURCES, A DIVISION OF THE MEGA LIFE AND HEALTH INSURANCE COMPANY, A CORPORATION OF OKLAHOMA

assignment · 108970714

UNITEDHEALTH GROUP INCORPORATED

assignment · 220840700

Assignors

BURNS, ARTHUR DALE, BURNS, ARTHUR DALE

On an employer assignment, the assignors are typically the inventors.

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