DEBIT PURCHASING OF STORED VALUE CARD FOR USE BY AND/OR DELIVERY TO OTHERS

Patent №

US 7,747,463

Granted

2010-06-29

Filed 2008

Owner

FIRST USA BANK, N.A.

+4 more

Lab

AI components

1

nlp

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

12106407

A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.

Natural languageG07F 7/1008G06Q 20/105G06Q 20/341G06Q 20/355G06Q 30/02G06Q 30/0231G07F 17/42G07G 1/0036

AI classification

Natural language0.57
Planning0.01
Knowledge representation0.00
AI hardware0.00
Machine learning0.00
Evolutionary computation0.00
Speech0.00
Vision0.00

Ownership

FIRST USA BANK, N.A.

assignment · 243180179

BANK ONE, DELAWARE, NATIONAL ASSOCIATION

namechg · 243310359

CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION

merger · 243500693

CHASE BANK USA, NATIONAL ASSOCIATION

namechg · 243730953

JPMORGAN CHASE BANK, N.A.

assignment · 243940778

Assignors

JOINES, PENNY, NORWINE, JEFFREY, DEPORTE, REBECCA, PHILLIPS, GREGORY

On an employer assignment, the assignors are typically the inventors.

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