SYSTEM AND METHOD FOR PRICING LOANS IN THE SECONDARY MORTGAGE MARKET

Patent №

US 7,809,633

Granted

2010-10-05

Filed 2003

Owner

MAE, FANNIE

Lab

AI components

2

planning · evo

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

10737084

A system is provided for generating pricing information regarding loans where each loan has loan level data and is associated with a borrower. The system includes a pricing engine for generating a price for each loan including an interest rate component and a credit risk component. The credit risk component is generated based on loan level data for the particular loan.

PlanningEvolutionary computationG06Q 40/02G06Q 20/382G06Q 40/00G06Q 40/03

AI classification

Planning1.00
Evolutionary computation0.65
Knowledge representation0.43
Machine learning0.02
Vision0.01
Natural language0.00
AI hardware0.00
Speech0.00

Ownership

MAE, FANNIE

assignment · 148460404

Assignors

NOLAN, WILLIAM R., III, KEMPER, JOHN L., VOTH, DAVID N., KOPPERMAN, PETER G.

On an employer assignment, the assignors are typically the inventors.

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