SYSTEMS AND METHODS FOR DETECTING BUST OUT FRAUD USING CREDIT DATA

Patent №

US 7,991,689

Granted

2011-08-02

Filed 2008

Owner

EXPERIAN INFORMATION SOLUTIONS, INC.

Lab

AI components

4

ml · nlp · kr · planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

12220320

Systems and methods are for, for example, predicting bust out fraud using credit bureau data. In one embodiment, credit bureau scoring models are created using credit bureau data to detect bust out fraud. The credit bureau scoring models may be then applied to consumer data to determine whether a consumer is involved in bust out fraud.

AI classification

Planning1.00
Machine learning0.99
Natural language0.98
Knowledge representation0.59
AI hardware0.04
Evolutionary computation0.00
Speech0.00
Vision0.00

Ownership

EXPERIAN INFORMATION SOLUTIONS, INC.

assignment · 215330164

Assignors

BRUNZELL, HAKAN OLOF, CARON, ARIELLE RENEE, WONG, TAK WUN

On an employer assignment, the assignors are typically the inventors.

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