Patent №
US 7,996,313
Granted
2011-08-09
Filed 2004
Owner
FEDERAL HOME LOAN MORTGAGE CORPORATION
Lab
—
AI components
1
planning
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
10788207
A system and method of structuring a supplemental interest mortgage is disclosed. A principal debt obligation and a supplemental debt obligation based on the principal debt loan are secured by a single security instrument. The principal debt obligation includes the principal loan and principal interest to compensate a lender for use of the lender's funds. The supplemental debt obligation includes supplemental interest to compensate a lender for the risk of borrower nonpayment.
AI classification
Planning0.97
Natural language0.02
AI hardware0.01
Machine learning0.01
Evolutionary computation0.00
Knowledge representation0.00
Vision0.00
Speech0.00
Ownership
FEDERAL HOME LOAN MORTGAGE CORPORATION
assignment · 162220496
From the same owner
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