SYSTEMS AND METHODS FOR DIRECTING RECURRING FINANCIAL TRANSFER OPERATIONS

Patent №

US 8,090,594

Granted

2012-01-03

Filed 2003

Owner

FIRST DATA CORPORATION

+1 more

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

10373578

The present invention provides systems and methods for implementing variable financial plans. The methods can include identifying an account, and accessing an account planning tool. Characteristics associated with the account are presented to the account planning tool, and an account plan is developed using the planning tool. Based at least in part on the account plan, a funds transfer is facilitated from a source of funds to the account. Activity in the account is monitored, and the account plan is modified in response to activity detected in the account plan.

PlanningG06Q 30/06G06Q 20/10G06Q 20/4014G06Q 40/00G06Q 40/02G06Q 40/06

AI classification

Planning1.00
AI hardware0.02
Evolutionary computation0.01
Natural language0.00
Machine learning0.00
Knowledge representation0.00
Vision0.00
Speech0.00

Ownership

FIRST DATA CORPORATION

assignment · 142590600

THE WESTERN UNION COMPANY

assignment · 189960427

Assignors

GRANT, WILLIAM R., ROGERS, MICHAEL W., CORRIGAN, MARY LOU, GALLAGHER, MICHAEL F., MUNIZ, TONY A.

On an employer assignment, the assignors are typically the inventors.

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