Patent US 8,244,580

Disclosed are methods and systems for redeeming virtual coupons by associating the coupons with a consumer and a payment system associated with the consumer. In some embodiments, the method includes offering promotional offers to one or more of consumers, such that the promotional offers are associated with one or more source sites and can be electronically accepted by at least some of the particular consumers without redeeming the accepted offers. Upon electronic acceptance of at least one of the promotional offers by one or more consumer, establishing or maintaining an association of the accepted promotional offer with at least one payment system associated with the consumer. Upon purchase of the subject matter of the accepted promotional offer with the at least one payment system, electronically receiving a redemption of the accepted promotional offer.